Enter ticker symbols and share counts — or start with our sample portfolio.
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2. See your portfolio's balance
Instantly view allocation, diversification, drift status, and historical performance.
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3. Explore scenarios
Run simulations, check goal feasibility, and understand what allocation drift means.
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Portfolio Visualizer
See your full picture at a glance
Charts, allocations, performance trends, and diversification analysis.
Visualize →
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Rebalancing Simulator
Understand how balance shifts
Explore allocation drift and what restoring your original mix could look like.
Explore drift →
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Goals Simulator
Test if your goals are on track
Run scenario projections for retirement, education, or any financial milestone.
Run scenario →
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Theme Explorer
See what your portfolio is exposed to
Understand which market themes and sectors your holdings are connected to.
Explore themes →
Portfolio Manager
Portfolio Holdings
Quick Actions
Start with Overview. Use Balance & Drift to understand how your portfolio mix shifted over time.
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Performance Over Time
Historical Performance
Historical Performance
Portfolio Allocation
Holdings by Value
📊 Rebalancing Simulator
Simulate how different rebalancing approaches would have affected this portfolio historically.
This is NOT financial advice — purely educational visualization.
Simulation Settings
Compare historical outcomes
Portfolio Value: Rebalancing Comparison
What this shows: Historical simulation showing how your portfolio value would have grown with different rebalancing strategies. This illustrates past performance only and does not predict future results.
Historical Simulation Comparison
Strategy
Total Return
CAGR
Volatility
Max Drawdown
Rebalances
What these metrics mean:
Total Return: How much the portfolio's value changed over the period
CAGR: Average growth per year (compound annual growth rate)
Volatility: How much the value fluctuated day-to-day (lower = smoother)
Max Drawdown: Largest decline from a peak value during the period
Portfolio Allocation Over Time
What this shows: How your portfolio's mix of investments changed over time. Without periodic adjustment, holdings that have grown may come to represent a larger share of the portfolio. Restoring original weights could help maintain the intended allocation mix.
⚖️ Portfolio Drift Analytics
Understand how market movements shift your portfolio's balance.
Educational tool — not financial advice.
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Portfolio Balance: —
Concentration Exposure
Green = close to targetRed = furthest from target
Allocation Drift Summary
Asset
Target
Current
Difference
Status
Allocation Comparison
Original
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Current
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Restored (Simulation)
Left: Original target · Center: After drift · Right: Simulated restore
Illustrative Rebalance Example
Educational simulation — not a recommendation
Hypothetical Adjustment Concept: In a rebalance scenario, investors sometimes reduce positions that have grown beyond target levels and increase positions that have fallen below target levels to restore the original allocation mix.
This is an illustrative scenario. No specific trade amounts or instructions are implied.
What this does NOT mean
· This does not mean you should make any trades.
· This does not predict future returns or portfolio outcomes.
· This is a historical simulation illustration — not a personalized recommendation.
· Many factors (taxes, costs, goals, timeline) affect whether adjusting a portfolio makes sense.
· Consult a qualified professional before making investment decisions.
Rebalance Frequency Simulation
Historical simulation — does not predict future outcomes
Simulation Insight
When Investors Sometimes Delay Restoring Balance
Some investors may choose to wait before restoring their original allocation mix. Common reasons include:
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Minimal drift
When the allocation shift is small and diversification remains largely intact.
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Transaction costs
When the cost of trades may outweigh the benefits of precise alignment.
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Tax considerations
When selling positions could trigger taxable events in certain account types.
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New contributions
When future deposits or investments may naturally restore balance over time.
These are educational considerations, not instructions. Decisions depend on individual circumstances.
Why Allocation Drift Matters
01
Market Movements Shift Weights
When some investments grow faster than others, they naturally become a larger portion of a portfolio. Over time, the original balance changes — even without buying or selling anything.
02
Concentration May Increase
If one asset or sector grows significantly, your portfolio may become more concentrated in that area. This could increase exposure to that sector's specific risks.
03
Diversification May Decrease
The original allocation was structured to spread risk across different asset types. As weights drift, the diversification characteristics of the portfolio may change.
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Restoring Balance
Periodically bringing weights back to their original targets is one way investors maintain their intended diversification. This process is often called rebalancing.
Key Terms — Plain Language
AllocationHow your investments are divided — for example, 40% stocks, 25% bonds.
DriftWhen actual percentages move away from targets, due to market movements.
DiversificationSpreading investments across different types to avoid depending on any single one.
RebalancingThe process of restoring your portfolio's original percentage mix.
Target WeightThe percentage you originally intended for each investment.
This analysis is for educational and informational purposes only.
It does not constitute financial, investment, tax, or legal advice.
Historical simulations are hypothetical and do not guarantee future results.
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Performance: See how your investments have moved over time.
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Balance: Understand if your portfolio has drifted from its original mix.
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Planning: Explore whether your current path supports your goals.
This tool is provided for educational and informational purposes only.
It does not constitute financial, investment, tax, or legal advice.
Historical simulations are hypothetical and do not guarantee future results.
Past performance is not predictive of future outcomes.
Users should consult qualified professionals before making financial decisions.